* This offer is to refinance an auto loan from another lender and is subject to credit approval and lending policies. Minimum refinanced auto loan amount is $15,000 to qualify for cash bonus. If the refinance is approved, cash bonus will be deposited to member share account 30 days after booking. The value of the cash bonus may be reported to the IRS, and the recipient is responsible for any federal, state, or local taxes on the cash bonus. Offer may require loans to be older than 90 days. Not valid with loans currently financed with EECU. Maximum auto loan rate is 18.00% Annual Percentage Rate. 90-day delay in first payment with additional credit approval that may differ from the loan approval. Interest will accrue during the payment deferral period. EECU does not charge an application fee. Vehicle title transfer fees will apply. Vehicle titling fees may differ depending on your county of residence. Additional terms and conditions apply. Offer and rates subject to change without notice. Membership required – membership information available at eecu.org. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 18 years of age and legally able to enter into a contract for the extension of credit and (b) a U.S. citizen or permanent resident.

** Monthly payment saving is based on the anticipated payment reduction of a member refinancing the average auto loan amount of $32,000 from another lender and extending their existing loan term from a remaining 48 months up to 60 months with a 6.24% Annual Percentage Rate. Actual savings may vary.