$0
down mortgage*
 
Own the home you want and use your down payment to create the perfect backyard for family dinners: deck, table, grill, and life long memories.

Apply Online
$0
down mortgage*
 

Questions? Start a conversation with a registered Mortgage Advisor.

The EECU Difference

Dedicated
Mortgage Advisor

You will have a dedicated mortgage advisor who will guide you through each step of the home loan process, looking out for you and your needs.

Easy
Online Application

Our newly re-imagined online application makes the experience faster and more efficient. It's easier, friendlier, and even, dare we say, enjoyable!

Fast Closing
Guaranteed1

Our team works diligently to ensure a smooth close. We guarantee we'll close your loan by the contract closing date or we'll give you a $500 credit towards closing costs.1

Limited time offer! Apply today.

CALL

(800) 390-4963



Spanish-speaking Mortgage Advisors are available.

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Real members. Real stories.

The Sailsbury Family

We had been saving for years to buy our first home, but when we found the house we had always wanted, we thought we couldn’t afford it. I called EECU and was told that we qualified for their new 100% Financing Program. Now it is our home! Thank you to all of the EECU team that helped our dreams come to fruition!

The Sailsbury Family
New Homeowners

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* Special 100% financing home loan program offered to well-qualified applicants in Texas. No down payment required, however closing costs, escrows, and private mortgage insurance apply. Minimum loan amounts between $175,000 and $484,350. Valid only for purchase of owner occupied, single family detached, primary residences. All loans subject to credit approval and EECU lending policies. No cash back allowed. Some restrictions may apply. Call (800) 390-4963 for more information on rates, closing costs, and other terms and conditions. Membership in EECU is required. This is a limited time offer and is subject to change at any time without notice.

1 Guarantee Conditions and Requirements:
  • All circumstances resulting in a delayed closing date must have been under the exclusive control of EECU and not attributable in any way to third party or applicant actions, omissions or delays.
  • Contract closing date must be at least thirty (30) days from the date EECU receives (i) a complete purchase mortgage application (and all supporting documentation) and (ii) a copy of a fully executed real estate purchase contract.
  • If a closing date is delayed as a result of EECU’s actions, a closing credit of $500 will be applied toward usual and customary buyer closing costs. If seller/third-party paid closing costs result in less than $500 remaining in buyer closing costs, EECU will only provide a closing credit equal to the buyer closing costs balance outstanding. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes.
  • To ensure EECU provides outstanding service and depending on the purchase mortgage application volume at any given time, EECU may, from time to time, end this promotion for new applications without notice and reinstate this promotion at a later date. All purchase mortgage applications, excluding construction loans, received while this promotion is in effect will qualify for the guarantee described herein. Subject to any purchase mortgages applications which have already qualified for the guarantee described herein, this promotion may be terminated by EECU at any time in its sole discretion.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.