Apply today for the EECU World Rewards Mastercard®. Your rewards are waiting.

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Imagine where your everyday purchases can take you.
 

 

Earn 1.25 points on every dollar you spend
 
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NO travel restrictions,
NO black out dates.
 
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NO annual fee,
NO balance transfer fee
 
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*EECU World Rewards Mastercard® APR = Annual Percentage Rate. Rate is effective as of April 2, 2017. 7.9% APR is only available to qualified members for balance transfers made within 90-days from the anniversary date of account opening. This APR will be non-variable. Balance transfers made 91 days or more from the anniversary date of account opening will be made at the standard Balance Transfer APR (11.74%-17.99%). Membership in EECU is required - membership information available at eecu.org. All offers subject to EECU lending policies and credit approval. This limited-time offer is subject to change at any time without notice. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 18 years of age and legally able to enter into a contract for the extension of credit and (b) a U.S. citizen or permanent resident. Cardholder benefits are subject to change without notice.

Important Account Terms

EECU World Rewards Mastercard®
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
11.74% to 17.99% This APR will be based on your creditworthiness and will vary with the market based on the Prime Rate.1,2,3
APR for Balance Transfers
7.90% for Balance Transfers made within ninety (90) days from the anniversary date of account opening4. This APR will be non-variable. APR for Balance Transfers made ninety one (91) days or more from the anniversary date of account opening will be the Standard APR.

11.74% to 17.99% APR for Balance Transfers made ninety one (91) days or more from the anniversary date of account opening. This APR will be based on your creditworthiness and will vary with the market based on the Prime Rate.2,3
APR for Cash Advances
17.99%
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. You will begin charging me interest on cash advances and balance transfers on the transaction date.
Minimum Interest Charge
None
For Credit Card Tips from the Consumer Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
Fees
Annual Fee
None
Transaction Fees
 - Foreign Transaction
 - Cash Advance Fee
 - Balance Transfer Fee

Up to 1% of each transaction in U.S. dollars
None
None
Penalty Fees
 - Late Payment
 - Returned Payment
 - Over-the-Credit-Limit Fee
 - Penalty APR

Up to $25
Up to $20
None
None

Balance Transfer Information - Balance transfers are not considered purchases, therefore no grace period applies and finance charges will begin on the transaction date. This offer is valid for balances transferred from other institutions only. Please continue making payments on your other credit card account(s) until the balance transfer is confirmed on your other institution’s account statement.

Billing Rights Information on your rights to dispute transactions, and how to exercise those rights, is provided in your Credit Card Agreement at eecu.org/creditcard.

1 The World Rewards Mastercard® offers an enhanced rewards program which is available as an option to qualified members only, based on creditworthiness. Purchases must be qualifying signature rewards purchases in order to receive points and bonus points. $5,000 in qualifying signature rewards purchases must be made within ninety (90) days from the anniversary date of account opening to receive 25,000 bonus points. Balance transfers, convenience checks, and any fees associated with the card do not qualify for rewards points. Refer to your rewards terms and conditions at eecu.org/creditcard for additional information.
2 Subject to any applicable Introductory or Promotional Rate, after your Account has been open for at least one year, your APR for purchases and balance transfers may also change within the range stated above based on your creditworthiness.
3 Prime Rate: Variable APRs are based on the 4% Prime Rate as of 04/01/2017. The Prime Rate is subject to change. The information about the cost of the credit card described above is accurate as of 04/01/2017. This information may have changed after that date. To find out what may have changed, call 1-800-333-9934 or write to EECU at PO Box 1777, Fort Worth, TX 76101-1777.
4EECU will not process any balance transfer requests that are from any other account or loan that EECU has issued. Additional terms and conditions apply.