Loading

Need Assistance? Call (817) 882-0800 or Secure Email

Today's Rates

As an EECU member, you’ll notice our rates are always competitive. That’s because as a not-for-profit organization, our profits go toward things that help our members—like lower loan rates and higher savings yields.

Here, you’ll find our most up-to-date rates on all our products:


New Auto Rates

Vehicle Model Year Term APR as low as1 Example (per $1000 borrowed)
2013-2014 24-48 Months 2.60% 48 payments of $21.96
2013-2014 49-66 Months 2.70% 60 payments of $17.84
2013-2014 67-72 Months 3.00% 72 payments of $15.20
2013-2014 73-76 Months 3.70% 76 payments of $14.79

1 APR = Annual Percentage Rate. Additional .25% discount available with automatic payment debit from an EECU account. Rates subject to change without notice. 

Used Auto Rates

Vehicle Model Year Max Term APR as low as1 Example (per $1000 borrowed)
2010-2012 48 Months 2.60% 48 payments of $21.96
2010-2012 60 Months 2.70% 60 payments of $17.84
2010-2012 66 Months 3.00% 66 payments of $16.46
2010-2012 72 Months 3.99% 72 payments of $15.65
2008-2009 48 Months 3.50% 48 payments of $22.36
2008-2009 60 Months 3.80% 60 payments of $18.33
2007 48 Months 6.20% 48 payments of 23.58
2007 60 Months 6.75% 60 payments of $19.69
2006 and older 36 Months 7.99% 36 payments of $31.34

1 APR = Annual Percentage Rate. Additional .25% discount available with automatic payment debit from an EECU account. Rates subject to change without notice.  Maximum mileage on used autos is 45,000 for 72 months, 60,000 for 60 months, 75,000 for 48 months.

 

New RV, Camper, and Boat Loan Rates

Model Year Amount Financed Term APR as low as1 Example (per $1000 borrowed)
2013-2014 $5,000 and above 12 - 60 Months 4.50% 60 payments of $18.65
2013-2014 $10,000 and above 61 - 84 Months 4.50% 84 payments of $13.91
2013-2014 $15,000 and above 85 - 120 Months 6.75% 120 payments of $11.49
2013-2014 $25,000 and above 121-144 Months 7.75% 144 payments of $10.69

 

Used RV, Camper, and Boat Loan Rates

Model Year Amount Financed Term APR as low as1 Example (per $1000 borrowed)
2006-2012 $1,000 and above 12 - 60 Months 5.50% 60 payments of $19.11
2006-2012 $15,000 and above 61 - 84 Months 5.50% 84 payments of $14.38

1 APR = Annual Percentage Rate. Maximum financing term for RVs is 144 months.
Additional .25% discount available with automatic payment debit from an EECU account.
RV, Camper, and Boat Loan Rates are subject to change without notice.

 

New Motorcycle Rates

Model Year Amount Financed Term APR as low as1 Example (per $1000 borrowed)
2013-2014 $1,000-$50,000 12-60 Months 4.50% 60 payments of $18.65
2013-2014 $50,001 and above 12-60 Months 5.50% 60 payments of $19.11

 

Used Motorcycle Rates

Model Year Amount Financed Term APR as low as1 Example (per $1000 borrowed)
2006-2012 $1,000-$30,000 12-60 Months 5.50% 60 payments of $19.11
2006-2012 $30,001 and above 12-60 Months 6.50% 60 payments of $19.57

1 APR = Annual Percentage Rate. Rates subject to change without notice. Maximum financing term for motorcycles is 60 months.
Additional .25% discount available with automatic payment debit from an EECU account.

 

Real Estate Loan Rates

Mortgage Loans Check Mortgage Rates
Home Equity Contact a Mortgage Loan Originator
today for current rates, terms, or to
request a loan at 817-882-0181.
Home Improvement
Home Equity Line of Credit

Personal Loan Rates

Loan Secured by Term  APR as low as1 Variable APR1
Signature 12 - 60 months 9.99% - 16.99% N/A
Line of Credit Revolving N/A 7.50% - 17.50%
Regular Savings 12 - 144 Months N/A 3% above deposit rate2
Money Market 12 - 60 Months 5% N/A 
EECU CD 12 - 144 Months N/A 3% above rate on CD

1 APR = Annual Percentage Rate. Rates subject to change without notice. 2 For tiered deposits, add 3% to the lowest rate being paid.
 

Credit Card Rates

Credit Card Program Program Highlights APR as low as1
MasterCard® World Card No Annual Fee, Enhanced Rewards 13.99% Variable2
Platinum MasterCard® No Annual Fee 9.99% Variable2

 

1 APR = Annual Percentage Rate. Rates are good as of 04/07/2014.
2 The exact rate you qualify for is based upon your creditworthiness.

Review EECU MasterCard Credit Card Agreement and Disclosure Statement

If you are an existing cardholder and would like to request a copy of your existing Credit Card Agreement,
please contact us at 817-882-0800 or make your request electronically.

Real Worth with Interest Checking Rates

Balance Deposit to Open Dividend Rate APY1 Interest Compounded Earnings Credited
$0-999 $25 N/A N/A N/A N/A
$1,000+ $25 0.05% 0.05% Monthly Monthly

1 APY=Annual Percentage Yield. Average daily balance is required to earn the disclosed Annual Percentage Yield. Fees could reduce the earnings on the account.

 

Money Market Checking Rates

 
Balance Deposit to Open Dividend Rate APY1 Interest Compounded Earnings Credited
$0-2,499 $2,500 N/A N/A N/A N/A
$2,500-9,999 $2,500 0.10% 0.10% Daily Monthly
$10,000-24,999 $2,500 0.10% 0.10% Daily Monthly
$25,000-49,999 $2,500 0.20% 0.20% Daily Monthly
$50,000-89,999 $2,500 0.20% 0.20% Daily Monthly
$90,000+ $2,500 0.25% 0.25% Daily Monthly

1 APY=Annual Percentage Yield. Average daily balance is required to earn the disclosed Annual Percentage Yield. Fees could reduce the earnings on the account.

 

Regular Savings Rates

Dividend Rate APY1 Deposit to Open Min. Balance Required to Earn APY Compound Frequency Div/Int Credited
0.10% 0.10% $5.00 $100.00 Quarterly Quarterly

1 APY = Annual Percentage Yield. Rates subject to change without notice

 

Dimes to Dollars Rates

Dividend Rate APY1 Deposit to Open Min. Balance Required to Earn APY Compound Frequency Div/Int Credited
0.10% 0.10% $5.00 $5.00 Quarterly Quarterly

1 APY = Annual Percentage Yield. Rates subject to change without notice

 

Building Bucks Rates

Dividend Rate APY1 Deposit to Open Min. Balance Required to Earn APY Compound Frequency Div/Int Credited
0.10% 0.10% $5.00 $5.00 Quarterly Quarterly

1 APY = Annual Percentage Yield. Rates subject to change without notice
 

 

Certificates of Deposit Rates

Compounds monthly. Dividend and Interest are credited monthly.
Type of Account Term Dividend Rate APY1 Min. Deposit to Open2
Bump Rate 12 Month3 0.45% 0.45% $5,000.00
Bump Rate 18 Month3 0.60% 0.60% $5,000.00
Bump Rate 24 Month3 0.75% 0.75% $5,000.00
Certificate of Deposit 3 Month 0.20% 0.20% $1,000.00
Certificate of Deposit 6 Month 0.30% 0.30% $1,000.00
Certificate of Deposit 9 Month 0.40% 0.40% $1,000.00
Certificate of Deposit 12 Month 0.50% 0.50% $1,000.00
Certificate of Deposit 18 Month 0.65% 0.65% $1,000.00
Certificate of Deposit 24 Month 0.80% 0.80% $1,000.00
Certificate of Deposit 36 Month 1.00% 1.00% $1,000.00
Certificate of Deposit 48 Month 1.24% 1.25% $1,000.00
Certificate of Deposit 60 Month 1.49% 1.50% $1,000.00

1 APY = Annual Percentage Yield. Fees could reduce the earnings on the account. Rates subject to change without notice. There is a penalty for early withdrawal.
2 Must maintain a minimum $1,000 balance to earn APY
3 Rate may not be bumped until six months after the open date of the CD

Compounds monthly. Dividend and Interest are credited monthly.
Type of Account Term Dividend Rate APY1 Min. Deposit to Open2
Jumbo CD 3 Month 0.25% 0.25% $50,000.00
Jumbo CD 6 Month 0.35% 0.35% $50,000.00
Jumbo CD 9 Month 0.45% 0.45% $50,000.00
Jumbo CD 12 Month 0.55% 0.55% $50,000.00
Jumbo CD 18 Month 0.70% 0.70% $50,000.00
Jumbo CD 24 Month 0.85% 0.85% $50,000.00
Jumbo CD 36 Month 1.04% 1.05% $50,000.00
Jumbo CD 48 Month 1.29% 1.30% $50,000.00
Jumbo CD 60 Month 1.54% 1.55% $50,000.00

1 APY = Annual Percentage Yield. Rates subject to change without notice. There is a penalty for early withdrawal. Fees could reduce the earnings on the account.
2 Must maintain a minimum $50,000 balance to earn APY

Compounds monthly. Dividend and Interest are credited monthly.
Type of Account Term Dividend Rate APY1 Min. Deposit to Open2
High Yield Business 30 Day 0.15% 0.15% $1,000.00
High Yield Business 60 Day 0.15% 0.15% $1,000.00
Business Certificate 6 Month 0.30% 0.30% $1,000.00
Business Certificate 12 Month 0.50% 0.50% $1,000.00
Business Certificate 18 Month 0.65% 0.65% $1,000.00
Business Certificate 24 Month 0.80% 0.80% $1,000.00

1 APY = Annual Percentage Yield. Rates subject to change without notice. There is a penalty for early withdrawal. Fees could reduce the earnings on the account.
2 Must maintain a minimum $1,000 balance to earn APY

 

Money Market Savings Rates

Dividend Rate APY1 Deposit to Open Min. Balance Required to Earn APY Compound Frequency Div/Int Credited
0.15% 0.15% $2,500.00 $2,500-9,999.99 Daily Monthly
0.20% 0.20% $2,500.00 $10,000+ Daily Monthly

1 APY = Annual Percentage Yield. Rates subject to change without notice. Fees could reduce the earnings on the account.

 

High Yield Money Market Rates

Dividend Rate APY1 Deposit to Open Min. Balance Required to Earn APY Compound Frequency Div/Int Credited
0% 0% $1,000 $0-999.99 Daily Monthly
0.15% 0.15% $1,000 $1,000-9,999.99 Daily Monthly
0.20% 0.20% $1,000 $10,000+ Daily Monthly

1 APY = Annual Percentage Yield. Rates subject to change without notice. Fees could reduce the earnings on the account.

 

Online High Yield Certificate of Deposit Rates

Type of Account Term Dividend Rate APY1 Min. Deposit to Open2
Online High Yield CD 12 Month 0.50% 0.50% $1,000.00

1 APY = Annual Percentage Yield. Rates subject to change without notice. There is a penalty for early withdrawal. Fees could reduce the earnings on the account.
2 Must maintain a minimum $1,000 balance to earn APY

IRA Rates

Compounds monthly. Dividend and Interest are credited monthly.
Type of Account Term Dividend Rate2 APY1 Min. Deposit to Open3
IRA CD - Fixed 6 Month 0.30% 0.30% $1,000.00
IRA CD - Fixed 12 Month 0.50% 0.50% $1,000.00
IRA CD - Fixed 18 Month 0.65% 0.65% $1,000.00
IRA CD - Fixed 24 Month 0.80% 0.80% $1,000.00
IRA CD - Fixed 48 Month 1.24% 1.25% $1,000.00
IRA CD - Fixed 60 Month 1.49% 1.50% $1,000.00
IRA Savings - Variable Variable 0.20% 0.20% $100.00

1 APY = Annual Percentage Yield. Rates subject to change without notice.
2 Rate = Dividend Rate
3 Must maintain a minimum $1,000 balance to earn APY ($100 balance on IRA Savings)
There is a penalty for early withdrawal

Compounds monthly. Dividend and Interest are credited monthly.
Type of Account Term Dividend Rate2 APY1 Min. Deposit to Open3
Jumbo IRA CD 6 Month 0.30% 0.30% $50,000.00
Jumbo IRA CD 12 Month 0.50% 0.50% $50,000.00
Jumbo IRA CD 18 Month 0.60% 0.60% $50,000.00
Jumbo IRA CD 24 Month 0.80% 0.80% $50,000.00
Jumbo IRA CD 48 Month 1.24% 1.25% $50,000.00
Jumbo IRA CD 60 Month 1.49% 1.50% $50,000.00

1 APY = Annual Percentage Yield. Rates subject to change without notice. Fees could reduce the earnings on the account.
2 Rate = Dividend Rate.
3 Must maintain a minimum $50,000 balance to earn APY.
There is a penalty for early withdrawal.

 


Members
with Online Banking

Apply in Online Banking

Non-Members
or Members without Online Banking

Apply outside of Online Banking

NCUA logo

Federally insured by NCUA. National Credit Union Administration, a U.S. Government Agency – Member accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Opportunity logo