Save up to 40% off average local closing costs.**

Apply Now

Request a Mortgage Advisor
to contact you.



Save up to $1,500 on your closing costs, and lower the upfront costs of your next home, with EECU's No Origination Fee Mortgage. And, you can still pay for origination points to lower your mortgage rate! Plus, we'll close your purchase loan by the contract closing date or we'll give you a $500 credit towards closing costs1.


Already own your dream home?
You can also refinance your current home with the No Origination Fee Mortgage!

Apply today! Offer expires October 31, 2018


(800) 390-4963

Spanish-speaking Mortgage Advisors are available.

Equal Housing Lender [logo]
© EECU - 1617 West 7th Street, Fort Worth, Texas 76102. NMLS # 500516
EECU home loan programs are only available in Texas. Loans are subject to credit approval and EECU lending policies. Rates and terms subject to change without notice. Membership in EECU is required - membership information is available at

* Limited time offer. EECU No Origination Fee Mortgage is available only for new applications on approved first-lien purchase loans and first-lien refinances received and completed, with the property under contract, by 10/31/2018. Offer expires on 10/31/2018. Applies only to single family homes which are the primary residence and meet conforming loan limits. EECU will cover the actual origination fee up to $1,500 which includes IRS tax return verification, employee verification, administrative fee, and processing fee. EECU will not cover origination points, discount points, prepaid interest, reserves, private mortgage insurance, appraisal, credit report, survey, title fees, and funds needed to establish the member’s escrow account. Minimum loan amount for purchase transaction is $150,000.00. Minimum loan amount for first lien refinances is $175,000. First lien Cash out refinance transactions limited to 80% Combined Loan to Value. This program is not available for FHA, VA, USDA, Home Ready, and HELOC’s (Home Equity Line of Credit). Some exclusions and restrictions apply. EECU reserves the right to terminate this offer at any time without notice.

** Average local closing costs sourced from and are based on the average itemized origination fees charged by the lender plus third-party fees for the Dallas area. Comparison as of 8/15/2018.

1 Guarantee Conditions and Requirements:
  • All circumstances resulting in a delayed closing date must have been under the exclusive control of EECU and not attributable in any way to third party or applicant actions, omissions or delays.
  • Contract closing date must be at least thirty (30) days from the date EECU receives (i) a complete purchase mortgage application (and all supporting documentation) and (ii) a copy of a fully executed real estate purchase contract.
  • If a closing date is delayed as a result of EECU’s actions, a closing credit of $500 will be applied toward usual and customary buyer closing costs. If seller/third-party paid closing costs result in less than $500 remaining in buyer closing costs, EECU will only provide a closing credit equal to the buyer closing costs balance outstanding. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes.
  • To ensure EECU provides outstanding service and depending on the purchase mortgage application volume at any given time, EECU may, from time to time, end this promotion for new applications without notice and reinstate this promotion at a later date. All purchase mortgage applications, excluding construction loans, received while this promotion is in effect will qualify for the guarantee described herein. Subject to any purchase mortgages applications which have already qualified for the guarantee described herein, this promotion may be terminated by EECU at any time in its sole discretion.