Got questions about home financing? We’ve got answers.

We know how difficult the home financing process can feel, whether you are buying a home, refinancing a mortgage or considering home renovations. Our mortgage experts will be on hand to answer any questions you may have and walk you through the process. Our goal is to make home financing faster and friendlier for you, with a loan that best meets your family’s unique needs.

Join us for Mortgage Open Houses and learn about:

  • Getting pre-qualified
  • Free no obligation mortgage review
  • What can you afford?
  • How much money you need?
  • How you can get HomeAdvantage1 Cash Rewards2 averaging $1,5003 on your next home?

There are two dates to choose from. And, there’s no need to RSVP—we’ll see you there.

Calendar Mortgage Open House:

EECU Alliance Financial Center

Date: Saturday, June 23

Location: 3451 Texas Sage Trail, Fort Worth, TX 76177

Time: 10:00 a.m. to 1:00 p.m.

 

EECU Burleson Financial Center

Date: Wednesday, June 27

Location: 750 NE Alsbury Blvd., Burleson, TX 76028

Time: 11:00 a.m. to 5:00 p.m.

Can’t make it? Don’t worry. Give us a call at (817) 882-0181 or visit our Home Loan Center online.

NMLS # 500516

 

1 HomeAdvantage is a registered trademark of CU Realty Services. The HomeAdvantage program is made available through a relationship between EECU and CU Realty Services. EECU and CU Realty Services are separate legal entities. 2 HomeAdvantage Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers and sellers are not eligible for Cash Rewards if they use an agent outside of the HomeAdvantage network. Using EECU for a purchase mortgage loan is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commission paid to the agent. Please consult with EECU for more details on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law. 3 Cash Rewards example shown is based on a 3% agent commission rate and a purchase mortgage loan amount of $250,000. Since agent commissions rates vary, your actual Cash Rewards may vary accordingly. The Cash Rewards can be applied as a credit towards closing costs. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes. Subject to any home buyers or sellers who have already entered into a purchase contract and have otherwise qualified for the Cash Rewards program, the Cash Rewards program may be terminated by EECU at any time in its sole discretion.

Homeownership is a dream of many of us. Owning a home means putting down roots and having a space that is truly yours. Unfortunately, there are unscrupulous lenders and home loan scams out there. That’s why we want to help you avoid becoming a victim.

Here’s how to avoid loan modification fraud, foreclosure rescue schemes, and mortgage scams:

  • Identify a reputable lender. Work with a financial institution that you have a relationship with, or have been referred to by a friend, real estate agent, accountant or attorney.
  • Don’t pay any fees upfront. Requesting fees upfront before the promised results are delivered is illegal, according to the FTC’s Mortgage Assistance Relief Services Rule.
  • Read before you sign. Don’t sign anything without reading—and fully understanding—the document. Consult your attorney if you have questions.

Next, familiarize yourself with these scams and rip-offs:

  • Bait and Switch: the lender offers you one set of loan terms when you apply, then pressures you to accept different terms when you sign to complete the transaction.
  • Loan Flipping: the lender encourages you to repeatedly refinance the loan and to borrow more money. Each time you refinance, you pay additional fees which increases your debt.
  • Foreclosure Rescue: the company promises to negotiate new terms for distressed homeowners. Instead, the companies do not deliver any assistance, often leaving homeowners in worse financial situations.
  • Predatory Lending: lenders that engage in hard-sell lending tactics, without providing details about all the loan terms, may be engaging in predatory lending.

The best way to avoid home loan scams – go with a trusted lender:

  • EECU is more than just a credit union—we’re your financial advocate. We care about each member on a personal level, which means taking the time to get to know their unique financial challenges and helping them attain their goals. We hope you will continue to look to EECU as your trusted partner and source of information, advice and personalized financial solutions. We thank you for your membership and participation in the success of your credit union.

About EECU Home Loans:

We examined how the home loan process could slow you down, and did something about it. This new standard is a faster and friendlier home loan experience. Streamlined technology makes the member experience faster and more efficient. Real people help make every step along the way easier, friendlier, and more enjoyable.

Discover the new standard in home loans. It’s worth smiling about.

 

Additional resources:

https://www.usa.gov/housing-scams (addresses housing scams, moving fraud, foreclosure scams, and rental scams)

https://www.usa.gov/identity-theft (addresses articles relating to ID theft, prevention, and reporting)

You may be asking yourself, which comes first finding a mortgage lender or a real estate agent? Do both at once at EECU on April 20th and 21st. We’ve arranged for you to meet with our mortgage experts and top local real estate agents. That way you can save time and money. Knowing how much of a home you can afford before looking at properties helps you and your real estate agent find a home you’ll love and one that meets your budget.

Join us for our Real Estate Agent Days. Get moving with a real estate agent and get prequalified for a mortgage. Plus, you can discover how to get HomeAdvantage1 Cash Rewards2 averaging $1,5003 on your next home.

There’s no need to RSVP. We’ll see you there.

 

Calendar Real Estate Agent Days:

EECU Hulen Financial Center

Date: Friday, April 20

Location: 6049 S. Hulen St., Fort Worth, TX 76132

Time: 3:00 p.m. to 6:00 p.m.

 

EECU Hurst Financial Center

Date: Saturday, April 21

Location: 1600 Campus Drive, Hurst, TX 76054

Time: 10:00 a.m. to 1:00 p.m.

 

Can’t make it? Don’t worry. Give us a call at (817) 882-0181 or visit our Home Loan Center online.

NMLS # 500516

1 HomeAdvantage is a registered trademark of CU Realty Services. The HomeAdvantage program is made available through a relationship between EECU and CU Realty Services. EECU and CU Realty Services are separate legal entities. 2 HomeAdvantage Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers and sellers are not eligible for Cash Rewards if they use an agent outside of the HomeAdvantage network. Using EECU for a purchase mortgage loan is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commission paid to the agent. Please consult with EECU for more details on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law. 3 Cash Rewards example shown is based on a 3% agent commission rate and a purchase mortgage loan amount of $250,000. Since agent commissions rates vary, your actual Cash Rewards may vary accordingly. The Cash Rewards can be applied as a credit towards closing costs. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes. Subject to any home buyers or sellers who have already entered into a purchase contract and have otherwise qualified for the Cash Rewards program, the Cash Rewards program may be terminated by EECU at any time in its sole discretion.

Are you considering the right time to buy or sell a home? A good first step is getting expert advice. Our personal mortgage advisors and valued real estate partners are here for you.

Join us for our Real Estate Days. Find out how to get started buying or selling your home and how EECU makes home financing faster and friendlier.

Plus, you can discover how to get HomeAdvantage1 Cash Rewards2 averaging $1,5003 on your next home.

There’s no need to RSVP. We’ll see you there.

 

Calendar Real Estate Days:

EECU Clifford – meet with a real estate agent or personal mortgage advisor

Date: Friday, April 13

Location: EECU Clifford Financial Center, 9350 Clifford St., Fort Worth, TX 76108

Time: 3:00 p.m. to 6:00 p.m.

 

EECU Fort Worth – meet with a personal mortgage advisor

Date: Saturday, April 14

Location: EECU Fort Worth Financial Center, 1617 W. 7th St., Fort Worth, TX 76102

Time: 10:00 a.m. to 1:00 p.m.

 

Can’t make it? Don’t worry. Give us a call at (817) 882-0181 or visit our Home Loan Center online.

NMLS # 500516

 

1 HomeAdvantage is a registered trademark of CU Realty Services. The HomeAdvantage program is made available through a relationship between EECU and CU Realty Services. EECU and CU Realty Services are separate legal entities. 2 HomeAdvantage Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers and sellers are not eligible for Cash Rewards if they use an agent outside of the HomeAdvantage network. Using EECU for a purchase mortgage loan is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commission paid to the agent. Please consult with EECU for more details on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law. 3 Cash Rewards example shown is based on a 3% agent commission rate and a purchase mortgage loan amount of $250,000. Since agent commissions rates vary, your actual Cash Rewards may vary accordingly. The Cash Rewards can be applied as a credit towards closing costs. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes. Subject to any home buyers or sellers who have already entered into a purchase contract and have otherwise qualified for the Cash Rewards program, the Cash Rewards program may be terminated by EECU at any time in its sole discretion.

We have great news – we looked at all the ways the home loan process could slow you down, and did something about it. Our newly re-imagined experience is the new standard for getting a home loan. Streamlined technology makes it faster and more efficient. Real people help make every step along the way easier, friendlier, and dare we say, more enjoyable.

  • Anytime, Anywhere, Any Device – The home loan process doesn’t have to be complicated. Everything you need right where you need it to be, when you need it – online!
    • Get Prequalified
    • Talk with a personal Mortgage Advisor
    • Upload Documents

 

  • Real People, Real Conversations – When you want a personal touch, our team of personal Mortgage Advisors are here for you. With convenient options like:
    • Live Chat
    • Set an Appointment
    • EECU Live (video chat) – Coming Soon!

Discover the new standard in home loans. It’s worth smiling about.

Explore www.eecu.org/HomeLoanCenter

PersonalLoan_HomePage_Banner_01

With a personal loan from EECU, you can get a low monthly payment and use the extra money to consolidate debt, fix up the house, take a summer vacation or to cover unexpected expenses! For example, with a rate as low as 5.99% APR, you can get a loan up to $10,000 and pay as little as $194** a month. Terms are flexible and the process is simple. Learn more and apply online today at eecu.org/simplify.

 


*APR=Annual Percentage Rate. The APR ranges from 5.99% to 16.99%.
** Payment estimates are based on an APR of 5.99% for a 60-month term on a $10,000 loan. Your actual loan amount and payment terms may vary. Membership required – membership information available at eecu.org. Subject to credit approval. By applying, you certify that all information provided by you at the time of acceptance is true, correct, and complete and that you are (a) at least 18 years of age and legally able to enter into a contract for the extension of credit and (b) a U.S. citizen or permanent resident. Must complete and return all required documents within the same business day received in order for money to be deposited into an EECU share or checking account. Same day deposit does not apply for special account requests or EECU direct pay to creditors.

TexasRangers_EmailBanner

You’re invited to join us for a special EECU Member & Teacher Appreciation Night to cheer on the Texas Rangers at the ballpark with discounted ticket pricing!

When: 
Tuesday, June 21, 2016TicketPriceTable
7:05 p.m.

Where:
Globe Life Ballpark
Home of the Texas Rangers

Tickets:BuyTickets

Receive deep discounts!
Select the June 21st game
Enter Coupon Code: EECU
during checkout

The Texas Rangers will be taking on the Cincinnati Reds at home with deeply discounted ticket prices for teachers, EECU members and their family & friends. Plus, if you’re one of the first 15,000 attendees through the gates for the game, you will receive a free TX Rangers yearbook (gates open at 5:00 p.m.).

We hope you can join us on Tuesday, June 21 as we welcome summer and celebrate teachers, EECU members and family & friends to cheer on the Rangers at the ballpark.

Pictured Left to Right: Lonnie Nicholson (EECU President & CEO), Kiana Headland (Alvarado High School), Christian Turnley (Keller High School), Emily Hailey (Fort Worth Christian School), Sydney Peel (Colleyville Heritage High School), Frank Molinar (White Settlement ISD Superintendent and EECU Board Member), Deanna Pierce (Richland High School).
Pictured Left to Right: Lonnie Nicholson (EECU President & CEO), Claire Hamilton (Kennendale High School), Makenna Barbara (Arlington Heights High School), Wyatt Reeves (R.L. Paschal High School), K’see Shae Clark (Blum High School), Adam Thomas (Timber Creek High School), Frank Molinar (White Settlement ISD Superintendent and EECU Board Member), Ethan Sii (Decatur High School).

On Tuesday, March 22, EECU announced the 2016 Glenn Mandeville Memorial Scholarship winners at its annual meeting. EECU awarded $30,000 in scholarships to support six local graduating high school students with their college expenses. The EECU Scholarship Program began 28 years ago and honors former board member Glenn Mandeville, a life-long educator. Since that time, EECU has awarded more than $450,000 in scholarship money to local students.

“EECU has a deep affinity for supporting education,” said Lonnie Nicholson, EECU President and CEO. “Higher education can be an essential springboard to building productive lives, but unfortunately, college expenses also can be a significant burden. EECU is proud to be able to recognize and financially assist these deserving students, and we wish them tremendous success in their academic pursuits.”

The following six students were names as recipients of the $5,000 scholarships for 2016:

  • Makenna Barbara, Arlington Heights High School – plans to study Environmental Engineering at Texas Christian University
  • K’see Shae Clark, Blum High School – plans to study Elementary Education at Stephen F Austin State University
  • Claire Hamilton, Kennedale High School – plans to study Spanish Education at East Texas Baptist University
  • Wyatt Reeves, R.L. Paschal High School – plans to study Physics and Computer Science (school to be determined)
  • Ethan Sii, Decatur High School – plans to study Biology at University of Alabama
  • Adam Thomas, Timber Creek High School – plans to study Vocal Performance or Music Education (school to be determined)

Congratulations to the 2016 Scholarship winners!

Food-Drive-Results

The 2015 EECU Holiday Food Drive was a resounding success. As in prior years, EECU hosted the Holiday Food Drive to gather donations for Tarrant Area Food Bank. This year, we collected more than 3,600 pounds of food – that  will help provide more than 3,000 meals to local families in need. Due to the generosity of our employees and many of our members, EECU once again successfully delivered on our ongoing commitment to the Fort Worth community. Thank you for your support.