Free Credit Freezes, New Law Coming

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Thanks to a new federal law that goes into effect on September 21, 2018, consumers will be able to get credit freezes, also called security freezes, and fraud alerts at no charge. Under the new law, Equifax, Experian and TransUnion will be required to let consumers freeze and unfreeze their credit reports free of charge. They must also implement procedures to make it easier for consumers to do so. Plus, under the law, initial fraud alerts will last for one year instead of the current 90 days.

For more information: see links below

Equifax Security Freeze: https://www.equifax.com/personal/credit-report-services/

Experian Security Freeze: https://www.experian.com/freeze/center.html

TransUnion Credit Freeze: https://www.transunion.com/credit-freeze

 

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