141107-Building-Credit

A good credit score is one of the most valuable commodities a consumer can have. After all, your credit standing not only dictates the loan terms you’re offered and the insurance premiums you pay but also affects your ability to rent an apartment, buy a car, or find a job that requires either a security clearance or the handling of money. Heck, it could even have an impact your marital status, since financial irresponsibility is a major red flag for some people.

When all is said and done, your credit standing will either save or cost you tens to hundreds of thousands of dollars – not to mention countless opportunities – over the course of your lifetime. It’s therefore a good idea to make an investment in your credit here and now. But how can you build and maintain a good credit score? Here are some tips: Continue reading

141107-Travelling

November is here and the race has begun to power through the holidays and into 2015. For many of our members, that means traveling across the country or world to celebrate various holidays with family and loved ones. But before you hop on a plane to grandma’s, it’s important to make sure your finances are in order to avoid late payment fees and accidental overdrafts. Continue reading