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6 thoughts on “Avoiding the accidental overdraft

    • Hi Norita! Unfortunately, that change can’t be made online. Give us a call at 817-882-0800 or visit any branch and we can enroll you in our Courtesy Overdraft Program and/or Overdraft Transfer based on your preferences. Thanks!

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  1. Recently, I wasn’t able to use my debit card on anything even though I still had money in my checkings account. I think it was because whenever I had no money in my checkings account but I still use my card, it automatically takes out money from my savings account. I have done this a lot but never been unable to use my card. What should I have do?

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    • Hi Robert! There are multiple reasons that your card may not have worked, so that’s a difficult question to answer. Give us a call at 817-882-0800 and we’ll take a look at your account to see what happened here. Thanks!

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    • Hi Barbara! If you have notified us that you would like to participate in our Courtesy Overdraft Program (you may have done this when you opened your account), we will let you know what your overdraft limit is on your statement. Basically, this number is the amount that EECU is able to cover in the event that a transaction exceeds your account balance. In order to save the embarrassment of a returned check or debit card rejection, we will cover the difference for a small fee. If you would like to change your overdraft settings or need more info, give us a call at 817-882-0800 and we can answer your questions. Thanks!

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