Mortgage & Home Equity

Buy A Home

TODAY'S RATES AS LOW AS
6.967%
APR*

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Whether you're looking for your first home, or making a move to a new community, buying a house is a rewarding experience. We want to keep it that way.

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* APR means Annual Percentage Rate. Your final APR may vary based upon customary fees and closing costs which are included in your final APR. Rates and terms are subject to change without prior notice; other restrictions may apply. EECU home loan programs are only available in Texas.

Refinance

TODAY'S RATES AS LOW AS
6.967%
APR*

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Love your home, but not your loan? It might be a good time to refinance your mortgage. We have plenty of options to help you meet your financial goals.

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Home Equity & Improvement

TODAY'S RATES AS LOW AS7.750%
APR*

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Unlock the equity in your home, with a home equity loan or home equity line of credit.

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^* APR means Annual Percentage Rate. Your final APR may vary based upon customary fees and closing costs which are included in your final APR. Rates and terms are subject to change without prior notice; other restrictions may apply. EECU home loan programs are only available in Texas.

Start Building the Home of Your Dreams

Simplify the Financing Process with a Construction Loan from EECU

Flexible Term Options
Only Pay Interest for the first 12 Months^‡
Save Time & Money on Closing Costs

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Just starting? Here are a few tools

Mortgage
Terms

We know the loan process can be unfamiliar, and even difficult. That’s why our knowledgeable advisors have provided a list of key home terms for you.

View terms

Downloadable Forms

We’ve built a library of useful, downloadable forms, on a variety of subjects. Just select, save or print and away you go – knowledge when and where you need it.

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Understanding Mortgages

Owning a home can feel overwhelming and confusing. That's why we're providing you with helpful tips and videos, plus in-depth explanations on common mortgage topics, to help you make smart financial decisions.

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Finding
an Agent

Buying or selling a home? EECU Realty Service gives you access to the top real estate agents and earns you $650 - $7,200 in cash back!

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Own the home you want and use your down payment to create the perfect Saturday pool.

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down mortgage^†

Read our member reviews

Hassle-Free Jumbo Home Loans

Purchase or Refinance Jumbo Home Loans with a Personal Touch

Up to $2M Financing Available
5% Down Options Available**
Dedicated Friendly Mortgage Advisor

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Meet Our Friendly Mortgage Advisors

When you want a personal touch, our team of personal Mortgage Advisors are here for you and all your mortgage needs. Real People, Real Conversations.

Meet our Mortgage Advisors

Find A Real Estate Agent

Buying and selling your home should be a rewarding experience! With EECU Realty Services you can sign up to be connected to a real estate agent and earn $650 - $7,200 in cash back*.

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We Offer Home Insurance

As your friends and neighbors, we care about your personal well-being and security when the unexpected happens. That’s why EECU offers homeowner and rental insurance plans, through our subsidiary North Texas Insurance Services.^

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Mortgage Resource Center

We know that a home loan can be overwhelming! That's why we're provided you with a resource for common support topics, answers to frequently asked questions, and important program details.

Visit the Resource Center

Real members. Real stories.

We had been saving for years to buy our first home, but when we found the house we had always wanted, we thought we couldn’t afford it. I called EECU and was told that we qualified for their new 100% Financing Program. Now it is our home! Thank you to all of the EECU team that helped our dreams come to fruition!

Mortgage & Home Equity

Buy A Home

Refinance

Home Equity & Improvement